The Retirement Navigator
Retirement Navigator is the podcast for adults 55 and above who are ready to make their next chapter their best one.
Hosted by Kwame Kuadey — co-founder of Benefits Insider and Adjunct Professor of Finance at Johns Hopkins University Carey Business School — each episode delivers the clarity and guidance you need to navigate retirement with confidence.
We cover Social Security, Medicare, retirement planning, purpose, finances, community, and everything that makes for a retirement well lived. Because a 60-year-old today may have 35 years ahead of them — and that kind of chapter deserves more than guesswork.
No panic. No politics. Just clarity.
New episodes every week. Subscribe and never miss a step.
The Retirement Navigator
Episode 3: Social Security Divorce Benefits: How Seniors Can Claim What They’re Entitled To
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Did you know that if you’re divorced, you may be eligible for up to 50% of your ex-spouse’s Social Security benefits? Many leave money on the table simply because they misunderstand the rules. In this episode, Kwame Kuadey breaks down exactly how divorce affects Social Security and what you need to know to claim your benefits confidently.
We’ll cover eligibility rules, common mistakes, and claiming strategies so you can maximize your retirement income. Kwame also explains why your ex-spouse cannot block your benefits, how remarriage affects your options, and what to watch out for if you were previously denied due to a public pension.
Whether you’re planning your retirement or managing fixed income, this episode provides clear, practical guidance to help you access the Social Security benefits you’ve earned.
Key Topics Covered
- Eligibility requirements for claiming Social Security based on an ex-spouse’s record
- How divorce length, age, and remarriage affect your benefits
- Calculating your potential payout and timing your claim
- Common mistakes that reduce benefits, including claiming too early or missing important documents
- Differences between spousal, divorce, and survivor benefits
- Updates on the Social Security Fairness Act and public pension rules
- Essential documents and information needed to file successfully
Who This Episode Is For
- People aged 55+ or anyone approaching retirement
- Divorced individuals seeking clarity on Social Security benefits
- People living on a fixed income who want to maximize retirement income
- Anyone who wants a simple, trustworthy guide to navigating government programs like Social Security
Why This Matters Now
Many are unaware of recent changes to Social Security and public pension rules. Understanding your eligibility now can help ensure you receive every dollar you’re entitled to and plan for a secure retirement.
Resources Mentioned
- Social Security Administration: https://www.ssa.gov
- Daily 3 Newsletter – Practical updates for seniors on retirement and benefits: https://benefitsinsider.co
If you found this episode helpful, consider subscribing to The Retirement Navigator Podcast for more clear, calm guidance on Social Security, Medicare, and senior benefits. Share this episode with friends or family who may benefit, and join our community for ongoing tips to protect and maximize your retirement income.